Financial companies choose how they share your personal information. Federal law gives customers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share and protect your personal information. Please read this notice carefully. You give us private information such as your Social Security Number and financial information when you fill out a credit application and other forms. We also get private financial information about you from consumer credit reporting agencies. This information can include: credit history, account balances, payment history and credit scores.
All financial companies need to share customers personal information to run their everyday business. In the section below we list the reasons financial companies can share their customers personal information, the reasons DWAYNE LANE’S chooses to share, and whether you can limit this sharing.
The only reasons we use private information we have about you is to process your transaction, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus or to communicate with you. We don't give out any more of your information than absolutely necessary. Can you limit this sharing: NO
If you have applied for credit, we will give your credit application to one or more banks or other finance companies. Can you limit this sharing: YES
Sometimes we have to give some of your information to government agencies; for example, to the DOT to process a title or to the Department of Revenue to pay tax on your purchase. Can you limit this sharing: NO
If you have purchased affiliates’ products through us (for example a service contract or insurance) we will give information to the vendors of those products. Can you limit this sharing: NO
Sometimes we hire outside affiliates and non-affiliates to market to you. Can you limit this sharing: YES
We, on occasion, may joint market with other financial institutions. Can you limit this sharing: YES
Your private information is only available to employees who need to know that information to provide products or services to you. We use security measures that comply with federal law. These measures include computer safeguards, secured files and file locations.
We provide this notice to our finance and lease customers, customers who buy service contracts and insurance products through us and to non-business customers who have charge accounts with us, pay by check, show us your drivers license or provide us with your contact information.
Can I limit all sharing? Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes (information about your creditworthiness), affiliates from using your information to market to you or the sharing for non-affiliates to market to you.
Some of our customers have wondered why this notice does not have a place to "opt-out" of the information sharing. It is because we only give information to the groups listed above. We will never sell your private information to anyone for any reason.
To limit our sharing, please call during normal business hours; 888 444 5263 or visit us online at www.dwaynelane.com. If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. You can contact us at any time to limit our sharing.
To limit our sharing, please call during normal business hours; 888 444 5263 or visit us online at www.dwaynelane.com.If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. You can contact us at any time to limit our sharing.